How Would You Like A BMW 3 Series ?

The answer to that question would invariably be, anyway possible. One of those ways would be logging on to a website and placing a bid. Now, you are probably tangling with the question that, Isn't there a better way that holds luck at it's center ?


There actually is a unique way of getting your suave and shining new BMW. Only if you could go to the same website and place a bid that would be both the lowest and the most unique. To further clear the confusion, imagine that you bid 50 cents for that swashbuckling BMW and somebody happened to bid the same price, you would not win the bid. As it would be the lowest but not the lowest unique bid. On the other hand if you bid 51 cents and no one bid that same price and there was not a single bid both lower than yours and unique at the same time you would be driving your dreams home.

It is only at bid4prizes where you could take part in a reverse unique bid and win the most luring Free gifts. There are disparate Sweepstake to be won every day, ranging from that plasma Tv you always craved for, to a cool-you-heels-in-the-sand vacation to the Bahamas. There are Cash prize as well that you could put up with for the time being, I know it will be hard for you. I am on the lookout for the Apple iphone.

The Usefulness of Virtual Credit Cards and Related Frauds

Recently,I ran into a cantankerous wall called paypal.com. My problem was that they required me to verify my paypal account with a credit card or a debit card. These were the only two options available to me as Indian bank accounts are of no use at paypal.com. I had a debit card but it was not being accepted despite having a Visa logo and paypal's claim of debit cards being accepted. All this compounded my problems. The fact that getting a credit card, aged 19 here in India is easier said than done, not to mention the procedural road blocks. Foe instance one bank official told me to pay insurance premium for six months and then apply. I was interested in taking the painfully slow route as all my earnings from my writing would have remain trapped at paypal.com.

Someone suggested I go for a Virtual Credit Card that acts as a credit card but is only valid for online purposes. After much meandering in search of a VCC provider in India, I struck gold. I was enlightened with the fact that only one bank, the HDFC bank, provided a VCC service. There VCC is called the Netsafe Card. It is a much secure tahn your average hardcredit card. This is because it remains valid for a time of no more than 48 hours. So, even if your card details, the vital ones, are stolen you won't be at a huge loss. this is because the culprit might not be aware of the cap of 48 hours. Besides you can also set the limit. You can use your credit card or a debit card to create the Netsafe card, but only Visa cards issued by the bank are of any use. Though be cautioned that there are some fraudulent sellers of Vcc online. Who will solicit you by claiming to issue VCC's without even asking you for any financial details except for your card details. They claim to issue VCC's online to all and sundry regardless of their nationalities.

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Have You Been Mulling Refinancing ?

Have you been considering the option of refinancing your loan or mortgage ? Have you been in a bind over the issue ? Well, you are not alone- that is a mere consolation consolation. I am not going to wave my magic wand to get you out of your quandary but I will let you know about just when the time is ripe for refinancing, not to forget the rectitude of the situation also. It is a fact though that refinancing is not suited for all and if opted sans discretion it can do more harm than good.

To begin with you should be aware with the basics of refinancing. May be even go through it's definition and try and dissect it. Refinancing for the dummies, is the process of applying for a secure loan for the effective replacement of an old loan secured by the same assets. It is normally opted for, to pay off old debt or for the purpose of lowering the interest rate. It is mostly rife in the home loan sector. But there are certain perils of mortgage refinance that arise from the ignorance of previous loan agreements and their clauses. Please be duly aware of such clauses like the penalties triggered by the early payment of the loans. It might sound funny but it isn't.

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