How Does A Virtual Credit Card Weigh Over A Normal One

If you have read my previous post about virtual credit cards then you would have a fair idea as to how to obtain a VCC. If you have not then let me tell you such a facility is only available at select banks. You can create a VCC, if such a service is made available to you by your bank, from your existing debit or credit card. You can use this VCC for online shopping as this card exposes your hard earned money to a minimal risk. This is due to the fact that since the card is a virtual card there is no imminent risk of it getting stolen and subsequently being misused. But if you are thinking of hoodwinking the authorities with VCC's then be informed that all transactions will show on your credit report. If you want to know a little more about credit cards and bad credit loans then click here. As you would require a hard credit card to create it's virtual cousin your credit card will be billed for it. The limit of the VCC can be specified by you but they are normally valid for a fixed period, usually up to 48 hours. They offer a secure way of shopping online as even if someone slyly pries on your card details, he won't be able to misuse it due to the ephemerality of the card.

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